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Lifetime Choice & Classic Introduction

Lifetime Choice and Classic

Policy Numbers 3000001A to 3099999Z & 4000001A to 4099999Z

Lifetime was originally sold by CMI Insurance Company Limited. It was designed to give a choice between protection, investment or both.


The Lifetime Classic Plan is a whole of life, regular premium plan.


The Lifetime Choice Account is a whole of life, single premium plan.


Lifetime is no longer open to new investors, but we continue to manage policies for existing customers.


Switching funds

There are a range of investment funds available to Lifetime. You can find out more information via our Fund Centre and Guaranteed Growth Fund pages. The Fund Centre is where you can find performance information and factsheets. Please note that some funds listed are not available to Hong Kong policyholders.


You can switch between the available funds up to 12 times per calendar year, free of charge. Any additional switches are charged at 1% of the value of the units being switched, subject to a minimum charge of £10 and a maximum charge of £250.