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Personal Retirement Account Introduction

Personal Retirement Account

Policy Numbers N600001A to N699999Z

The Personal Retirement Account was originally sold by CMI Insurance Company Limited. It allowed single and/or regular premium contributions, and had the benefit of some life cover. The product was intended as a medium to long-term investment, ideally for 5 years or more.

The Personal Retirement Account is no longer open to new investors, but we continue to manage policies for existing customers.

Switching funds

There is a range of investment funds available to the Personal Retirement Account. You can find out more information about via our Fund Centre page. The Fund Centre is where you can find performance information and factsheets.

You can switch between the available funds up to 12 times per calendar year, free of charge. Any additional switches are charged at 1% of the value of the units being switched, subject to a minimum charge of £10 and a maximum charge of £250.