Personal Portfolio Introduction

Personal Portfolio

Policy Numbers beginning PP & PD

The Personal Portfolio was originally sold by CMI Insurance Company Limited. It was an offshore single premium, open-architecture portfolio bond. The product was intended as a medium to long-term investment, ideally for 5 years or more. 

The Personal Portfolio is no longer open to new investors, but we continue to manage policies for existing customers.

Changing investments

Personal Portfolio allows you to invest into almost any type of asset, with some exceptions. If you are unsure as to whether or not an asset can be held under your policy please contact us. All dealing transactions are charged at £10 per transaction (a buy and a sell = 2 transactions). The minimum initial purchase into an asset is £1,000 ($1,500 or €1,500). 

With effect from June 2017 our internal insurance funds are no longer available for switches in. Policyholders already holding an insurance fund can remain invested but cannot switch into another insurance fund. Existing investors can access information such as performance and factsheets via our Fund Centre page. Please note that some funds listed are not available to Hong Kong policyholders.